
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score.
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We may also ask to see your driver's license or other identifying documents. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Our loan by phone process requires a compatible mobile or computer device on which you can access your email and electronic documents. This offer applies only to loans closed in a branch location or closed by phone on or after November 17, 2021. §No payments until 2022 does not apply to online loans. Not all loan types are eligible for loan by phone or online loan closing. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Any such charges shall be in addition to the loan amount requested and/or approved and shall be fully disclosed to the applicant on his/her loan agreement. Additional fees may apply to some loan offers some state required and/or permitted fees may be treated as prepaid finance charges. Not all rates and loan amounts are available in all states. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Loans greater than $15,000 or less than $1,500 are funded through our branch network.
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Loans between $1,500 and $15,000 may be funded online. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Convenient self-service pick-up and drop-off of pre-packaged pre-labeled shipments.†We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. When you can’t take time off work or keep an eye out for a delivery truck throughout the day, UPS Access Point Lockers help to make life easier for customers who can’t have their packages left at the door. UPS Access Point® lockers are great for customers that need flexible weekend and evening hours. Customers can pick up shipments that have been redirected or rerouted. Drop off pre-packaged, pre-labeled shipments, including return packages. UPS Access Point® locations are very convenient for customers looking for a quick and simple stop in any neighborhood.

Staffed personnel is also available to provide shipping advice and to assist with picking out the proper packaging and shipping supplies, which are available for purchase. Customers are able to create a new shipment, pick up and drop off pre-packaged pre-labeled shipments. UPS Alliance Shipping Partners offer full-service shipping services. These locations bring flexibility and convenience for our customers. UPS Authorized Service Centers are available for customers to create a new shipment, purchase packaging and shipping supplies, and drop off pre-packaged pre-labeled shipments. Customers in a time crunch can also print mobile shipping labels. Limited packaging supplies are also available to finish preparing a shipment. Customers can also drop off pre-packaged pre-labeled shipments. UPS Customer Centers are ideal to easily create new shipments with the use of our self-service kiosks. Quickly find one of the following UPS shipping locations with service right for you:

Our UPS locations will help make our customers’ visit simple and convenient for their shipping needs. With multiple shipping locations throughout the United States, it’s easy to find reliable shipping services no matter where you are.
